Southend Financial

About Ricky

I remember being a first-time home buyer and the questions and concerns that I had during the loan process. Whether you’re a first time home buyer or you’ve purchased before, I know what it takes for you to have a great and smooth home buying experience. I make sure you are set up for success and explain all options available to you at every stage of the home buying process. Whether it’s a weekday, night or a weekend I’m only a phone call away. Please call or text with any questions you may have 518-796-3132.

I can match you with a talented Realtor, help with closing costs and offer lender credit to reduce or cover the cost of the appraisal.

Main documents you will need to get started:
• ID
• Past 2 years of W2’s
• 2 months bank or asset statements of the account that hold the funds for your down payment
• 30 days paystubs

I can’t wait to get started on your home buying journey.

Licensed to work in: Colorado (100520427), Florida (LO85263), Georgia (2000752), North Carolina (I-191315), South Carolina, Tennessee (230176), Texas, Virginia (MLO-60469VA)

About Shelina

More than 20 years, in the real estate industry, I am new to mortgage, but not the field. After graduating with a BA in Psychology, from North Carolina A&T University, I landed a position as Residential Property Manager. I managed 500+ units’ properties from Charlotte, NC to Raleigh, NC. I was introduced to New Builder Sales, four years later. 

I spent the next 14 years, in general brokerage. I worked with several major firms, and in 2014, I opened Shelina F. Patrick & Associates, LLC, (now called Shelina Patrick Realty, LLC.), as a Real Estate Broker/Owner. 

Currently, I am attending High Point University, completing my graduate studies, in Communications and Business Leadership. It was during my coursework that I realized the gap in financial literacy. Educating people financially is significant. It is my passion to help other build wealth, through real estate.

My proposition is unique, from other Loan Officers, because I have been on the other side. I know both processes, and expectations. I understand the frustrations that real estate agents, and clients encounter, during the lending process. Because of my background and expertise, I am committed to “the three Cs of Shelina” – Communication, Competence, and Confidence.